As consumers warm to the idea of using their phones to make payments and manage accounts, they are flocking to merchant apps to do so. Instead of using one unified wallet, a shopper s phone may be stuffed with any of these payment-capable programs.
Source: www.paymentssource.com
Kenneth Carnesi holds a Juris Doctor degree from New York Law School and a Professional Certificate in International Banking from Harvard Law School. Kenneth Carnesi is the Director of Operations and Government Sales at Anaptyx LLC and sits on the Boards of The Lazarus Organization, Monkeetech LLC and MG Madison Phillips, Inc. Mr. Carnesi has also founded CICG - Carnesi International Consulting Group, a company specializing in strategy consulting to small to mid-size businesses.
Kenneth Carnesi 
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